Payment & Insurance · Rhode Island Home Care

How to Pay for Home Care in Rhode Island

Most Rhode Island families pay little or nothing for home care. We accept Medicaid (LTSS), Neighborhood Health Plan (NHPRI), UnitedHealthcare, and private pay.

Not sure what you qualify for?

We check your benefits for FREE — no obligation, takes 5 minutes.

Rhode Island Medicaid (LTSS)

Long-Term Services & Supports covers in-home care for eligible individuals

No cost for eligible beneficiaries
Covers all service types
Managed through Neighborhood Health Plan

Neighborhood Health Plan (NHPRI)

Managed care plan that covers home care services

Integrated care coordination
Flexible service options
Minimal out-of-pocket costs

Private Insurance

Many long-term care insurance policies cover in-home care

Coverage varies by policy
May require prior authorization
We verify benefits for you

Private Pay

Direct payment for those without insurance coverage

Flexible payment plans
Monthly billing
Affordable rates available

State Resources

For more information about LTSS and Medicaid programs, visit these official Rhode Island resources:

Still Have Questions?

Let us help. Our team can review your insurance coverage, check Medicaid eligibility, and create a payment plan that works for your situation. Call us for a free benefits check — no obligation.

Most families qualify for covered care

Ready to Start Care?

Don't let cost be a barrier. Our team will verify your benefits, explain your options, and get care started — often within 48 hours.

Free · No obligation · Care can start in 48 hours

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Whether you need care for a loved one, want to refer a patient, or are looking for a career in home care — one call is all it takes.